# Tedra USD 2.0 Ecosystem Overview

#### Tedra Vault

A non-custodial, smart wallet application with integrated functionality:

* Multi-chain asset management
* QR and NFC payment tools
* Built-in DEX access
* Staking, swaps, and invoice generation

Supports both personal and business accounts, with optional KYC tiers.

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#### Tedra USD 2.0 (USD.T)

A decentralized exchange focused on seamless USD.T use:

* Zero-gas swaps through relayer architecture
* USD.T as the base trading pair across major chains
* Yield-generating LP pools and dynamic pricing engines
* Fully audited with integrated bridge systems (LayerZero, Axelar)

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#### Tedra USD 2.0 Staking

Token holders can access fixed- and variable-yield staking models:

* Single-sided USD.T staking
* Validator pools (via TedraChain)
* Bonus rewards for long-term lockups
* No dilution through printing — all rewards come from ecosystem revenue or on-chain yield

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#### Tedra 2.0 Pay

A developer and merchant API suite for accepting USD.T across Web2 and Web3:

* Supports major platforms (Shopify, WooCommerce, Magento)
* Instant settlement, low fees
* SDK for dApps and P2P commerce
* Optional conversion to fiat through Tedra’s off-ramp partners