> For the complete documentation index, see [llms.txt](https://tedra-usd-usd-t.gitbook.io/tedra-usd-the-stablecoin-that-does-more./llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tedra-usd-usd-t.gitbook.io/tedra-usd-the-stablecoin-that-does-more./introduction.md).

# Introduction

Tedra USD 2.0 (USD.T) is a digital currency designed to serve not just as a store of value, but as a functional instrument for everyday commerce, DeFi participation, payments, and ecosystem integration. Unlike most USD stablecoins that are isolated to speculative trading or custodial storage, USD.T is developed as a true financial layer, optimized for scalability, composability, and integration across both Web3 and traditional systems.

<figure><img src="/files/BHk8SDZGw3RB7GtdKN3w" alt=""><figcaption></figcaption></figure>

The Tedra ecosystem features a wallet, exchange, staking protocol, and merchant payment tools — all built around a single token that aims to combine the familiarity of fiat with the versatility of decentralized applications.